What is the meaning of "indictment" in legal terms?

The term "indictment" specifically refers to a formal charge or accusation that is brought against an individual in connection with a serious crime. It is a crucial part of the legal process, initiated by a grand jury, which determines whether there is sufficient evidence to formally accuse someone of a felony. This legal procedure ensures that individuals are not unjustly charged without a thorough review of the evidence by a group of peers.

In contrast, the other options do not accurately reflect the meaning of an indictment. A formal accusation for a minor offense is typically handled through different procedures, not through an indictment. An informal warning from law enforcement does not carry the legal weight of a formal accusation, and plea bargains are negotiated settlements between the defendant and prosecution to resolve a case without going to trial, rather than formal charges or accusations.